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Digital Wallet Platform

Modern wallet infrastructure for payments.

Ledger-grade balance engine, gateway integration, and reconciliation built for production fintech.

Live DemoView Architecture
Digital Wallet Platform

Problem

Startups lack reliable ledger and refund workflows for internal wallets.

Outcome

Production-ready wallet MVP with full transaction traceability.

Solution Architecture

Ledger-first wallet core with gateway integration, reconciliation, and ops dashboards for fintech MVPs.

ACID

Ledger writes

P2P

Instant transfers

Audit

Full traceability

Client layer

User app

Next.js

Next.js + mobile-ready API

→

Wallet core

Wallet

ASP.NET

Balance & transfer engine

ACID

Ledger

Double-entry audit trail

DebitCredit
1,250—
—1,250
→

Payment rails

Gateway

Bank top-up & payout

Webhook

Docker

Settlement callbacks

What we shipped

Wallet APIAdmin dashboardReconciliation jobsFraud alerts

Every balance change is logged

Refund & reversal workflows

Finance-ready daily reports

Cross-cutting production layer

Auth & RBACRedis cacheObservability

Key Features

Balance & transfers

P2P transfers with instant balance updates.

Transaction ledger

Audit-friendly logs for every balance change.

Reconciliation

Finance-ready settlement and daily reports.

Refund workflows

Controlled reversals with ops visibility.

Fraud monitoring

Admin dashboard for alerts and intervention.

Tech Stack

Next.jsASP.NETSQL ServerDocker

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